AU Bank Altura Plus Credit Card

  • Joining Fee: Rs. 499 + GST
  • Renewal Fee: Rs. 499 + GST
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Gift voucher worth Rs. 500 from some top brands.
Add to Compare

The AU Small Finance Bank Altura Plus Credit Card can be considered a superior version of the Altura Credit Card. It comes with a joining fee of Rs. 499 and provides you with a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn 1.5% cashback on all your POS retail spends and 2x reward points on online purchases. You can earn unlimited reward points as there is no maximum cap on them. Moreover, you also get an opportunity to earn 500 bonus Reward points every month on achieving the milestone spend. Along with its reward and cashback offers, this card also provides its customers with complimentary railway lounge access at selected railway stations in India. Other card benefits include a spend-based waiver of the joining & annual fee, a 1% fuel surcharge waiver, zero liability protection, etc. To know more about the features of this card, keep reading:

New Features

Spend Based Waiver

Joining fee waived off on spending Rs. 20,000 or more within the first 90 days and the renewal fee waived off on spending Rs. 80,000 in the previous year.


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.

Foreign Currency Markup

3.49% on all foreign currency spends.


Cash Advance Charges

2.5% of the transacted amount or Rs. 100

Movie & Dining

NA


Travel

Get complimentary railway lounge access at selected locations in India


International Lounge Access

NA

Rewards Rate

1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.


Domestic Lounge Access

2 complimentary domestic lounge access every calendar quarter.


Zero Liability Protection

You will not be liable for any fraudulent transactions made on your card once the card is reported lost/stolen to the bank.

Pros

You get domestic airport lounge and railway lounge access with this card.

Cons

There isn’t any international lounge access provided with this card.

Similar Cards

Add to Compare

Club Vistara IndusInd Bank Explorer Credit Card

The IndusInd Bank has recently launched a premium co-branded credit card in partnership with Club Vistara: Club Vistara IndusInd Bank Explorer Credit Card. The card is currently being issued in association with Visa, but the bank plans to come up with the Mastercard variant as well once the RBI permits the issuance of new credit cards on Mastercard. It is issued at a joining fee of Rs. 40,000 and offers exciting welcome benefits like Club Vistara gold membership, a business class ticket voucher, and a gift voucher of your choice. The card rewards with Club Vistara Points and for every Rs. 200 spent with the card, cardholders can earn up to 8 CV Points. Under its milestone program, you can earn up to 5 business class ticket vouchers every year. To make your travel experiences even luxurious, the card offers complimentary membership of Priority Pass and free domestic and international airport lounge visits. Other than that, you can enjoy 2 complimentary movie tickets per month via BookMyShow and a 20% discount on non-movie bookings. Keep reading to know more about the Club Vistara IndusInd Bank Explorer Credit Card.

View More
Add to Compare

PVR INOX Kotak Credit Card

The PVR INOX Kotak Credit Card is the latest movie credit card presented by Kotak Bank. Earlier the bank had the PVR Kotak Gold Credit Card. The PVR INOX Credit Card offers a free movie ticket upon reaching a monthly spend milestone of Rs. 10,000. This way you could earn unlimited movie tickets by making repeated spends of Rs. 10,000. Additionally, it provides great discounts on food and movie tickets. Not only this but with the PVR INOX Credit Card, you would be able to access the luxurious In-Cinema Lounges at no additional cost. Nowadays, many credit cards provide entertainment offers along with other benefits, but this card is mainly focused on movie benefits and hence would prove to be most beneficial for regular cinema fans. It is a co-branded credit card launched by PVR INOX and Kotak Bank. Keep on reading to learn more details about this card.

View More
Add to Compare

Axis Bank Reserve Credit Card

Axis Bank Reserve Credit Card is the most premium offering by the bank. It is a super premium credit card and offers an effective reward rate of 1.5% on domestic spends and 2x reward points on international transactions made with the card. It is a Reward Points-based card- you earn Axis Bank Edge Reward Points on all spends made with Axis Bank Reserve Credit Card. Since it is a super-premium credit card, apart from the Reward Points benefit, the card comes packed with a plethora of value-added privileges like complimentary domestic and international airport lounge access, membership of hotel loyalty programs like ITC Culinaire, Accor plus & Club Marriott, membership of dining programs like Eazydiner Prime and many other add-on benefits. Read on to learn more about Axis Bank Reserve Credit Card.

View More