AU Bank Altura Plus Credit Card

  • Joining Fee: Rs. 499 + GST
  • Renewal Fee: Rs. 499 + GST
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Gift voucher worth Rs. 500 from some top brands.
Add to Compare

The AU Small Finance Bank Altura Plus Credit Card can be considered a superior version of the Altura Credit Card. It comes with a joining fee of Rs. 499 and provides you with a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn 1.5% cashback on all your POS retail spends and 2x reward points on online purchases. You can earn unlimited reward points as there is no maximum cap on them. Moreover, you also get an opportunity to earn 500 bonus Reward points every month on achieving the milestone spend. Along with its reward and cashback offers, this card also provides its customers with complimentary railway lounge access at selected railway stations in India. Other card benefits include a spend-based waiver of the joining & annual fee, a 1% fuel surcharge waiver, zero liability protection, etc. To know more about the features of this card, keep reading:

New Features

Spend Based Waiver

Joining fee waived off on spending Rs. 20,000 or more within the first 90 days and the renewal fee waived off on spending Rs. 80,000 in the previous year.


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.

Foreign Currency Markup

3.49% on all foreign currency spends.


Cash Advance Charges

2.5% of the transacted amount or Rs. 100

Movie & Dining

NA


Travel

Get complimentary railway lounge access at selected locations in India


International Lounge Access

NA

Rewards Rate

1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.


Domestic Lounge Access

2 complimentary domestic lounge access every calendar quarter.


Zero Liability Protection

You will not be liable for any fraudulent transactions made on your card once the card is reported lost/stolen to the bank.

Pros

You get domestic airport lounge and railway lounge access with this card.

Cons

There isn’t any international lounge access provided with this card.

Similar Cards

Add to Compare

BoB Eterna Credit Card

BOB Financial, which is a wholly-owned subsidiary of Bank of Baroda, last year added four new credit cards including the Eterna card to their diverse catalog of credit cards. It comes with a complimentary FitPass Pro membership and 10,000 bonus reward points as a welcome gift. The Eterna card, which is the premium-most offering by the bank comes with a host of benefits including unlimited free domestic lounge access, complimentary golf sessions/lessons, air accidental insurance cover worth Rs. 1 crore, and lots of other premium features. The card also offers a very good reward rate. You get 15 reward points / Rs. 100 on all online spends and on all travel, dining and movie spends. The foreign currency mark-up fee of 2% is also comparatively lower than most other cards. Read on for further information on the BoB Eterna Credit Card:

View More
Add to Compare

Axis Bank Vistara Infinite Credit Card

Axis Bank issued three travel credit cards in collaboration with Air Vistara to its premium customers: Axis Bank Vistara Infinite Credit Card, Vistara Signature Credit Card, and Vistara Credit Card (Platinum). Out of these, the Axis Bank Vistara Infinite Card is regarded as the bank’s most premium offering. This should be the card of choice for frequent fliers who want a superior travel experience as it offers a complimentary business class ticket as a joining benefit and many milestone benefits that can be redeemed either for business class flight tickets or against Club Vistara points. You also get a Club Vistara Gold membership with this card that gives you additional air miles (in the form of CV points) and many other benefits like priority check-in, priority boarding, and extra luggage allowance on Air Vistara flights. Since it is a premium credit card, it comes with Axis Bank’s exclusive privileges like 24×7 concierge service and complimentary golf rounds at some of India’s most premium golf destinations. Apart from these, there are many other additional benefits that this card has to offer. Read on for more details.

View More
Add to Compare

RBL Bank Titanium Delight Card

A basic credit card by RBL Bank, the RBL Bank Titanium Delight Card aims to help its customers save more on their spends. This credit card is a toned-down version of the RBL Platinum Delight Credit Card. Placed at a joining fee of Rs. 750, this card lets you earn a welcome benefit of up to 3,000 bonus reward points. Along with the regular reward rewards, the card comes with special mid-week delights. On Wednesdays, you can get 5% value back on groceries, 10% value back on Domino’s/Pizza Hut, and Buy 1 get 1 Free offer on movies. Additionally, the credit cardholders, on achieving milestone spends, will get 4,000 bonus reward points. To help you save even more, the annual fee on this credit card can be waived off on the basis of your spends and you will also get a fuel surcharge waiver of 1% at all fuel stations. For more details kindly read below:

View More