AU Bank Xcite Ace Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

The AU Bank has recently launched the SwipeUp platform and a total of three cards are being issued on this platform as of now. The AU Bank Xcite Ace Credit Card is one of these three cards and comes with great benefits across several categories. It is a lifetime-free card and offers you better cashback benefits, higher credit limits, and better benefits compared to your existing credit card. You can earn up to 3% cashback using this card and this cashback is automatically adjusted against your card’s outstanding balance. Apart from this, you can exciting travel privileges, including free access to the domestic airport as well as railway lounges and complimentary travel-based insurance covers. The Xcite Ace Card also provides you with up to 30% discount on dining, great concierge services, a device protection plan, and many more such advantages. To know more about this card’s features and fees & charges, keep reading:

New Features

Spend Based Waiver

NA


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waver on all fuel purchases, up to Rs. 250 per month.

Foreign Currency Markup

3.49% of the total amount


Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum fee of Rs. 100

Movie & Dining

Up to 30% discount on dining across more than 300 restaurants.


Travel

Complimentary airport and railway lounge access every year.


International Lounge Access

NA

Rewards Rate

1% cashback on monthly spends of Rs. 7,500, 2% cashback on monthly spends of Rs. 12,500, and 3% cashback on monthly spends of Rs. 20,000.


Golf

NA


Insurance Benefits

Personal accident cover worth Rs. 50 lakhs, card liability cover worth Rs. 2 lakhs, and purchase protection worth up to Rs. 25,000

Reward Redemption

The earned cashback is directly credited to your accounts.


Domestic Lounge Access

2 complimentary domestic airport lounge access every quarter.


Zero Liability Protection

The cardholders are not liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Kotak Veer Select Credit Card

Issued by Kotak Mahindra Bank, the Veer Select Credit Card is an exclusive card for the officials of the Indian armed forces. It is a special card to honour the brave guardians of our nation. This credit card enables them to manage their essential purchases while earning rewards and avail of several other exciting benefits. It comes with a zero joining fee and renewal fee of Rs. 599 that can be waived off on the basis of the total annual spends of the cardholders. As a welcome benefit, cardholders get access to complimentary IHO membership worth Rs. 8,500 on spending Rs. 500 in the first 30 days. Along with this, the cardholders get multiple other benefits such as a 1% fuel surcharge waiver, 1.8% railway surcharge waiver, and complimentary access to domestic airport lounges every year. With a really good reward rate, this card enables the armed force official to earn benefits on their daily expenditures so that their experience of shopping, dining and purchasing essentials is enhanced. Read below to know more about this card.

View More
Add to Compare

IndusInd Bank Payback Credit Card

IndusInd Bank in partnership with PAYBACK launched IndusInd Bank Payback Credit Card which lets you earn payback points for all transactions. It’s a highly rewarding credit card and carries a joining fee as low as Rs. 249 plus GST. It’s a one-time investment card that has touched every aspect of daily requirements from utility bills payment to movies and dining. Moreover, this card has also covered personal air accident insurance and auto assist. It enables you to easily redeem your reward points using IndusInd Bank Payback Credit Card without paying any reward redemption fee. For more details kindly read the given below features & benefits of the card.

View More
Add to Compare

ICICI Bank Rubyx Credit Card

The ICICI Bank Rubyx Credit Card is India’s first dual platinum credit card that aims to provide its customers with benefits across various categories. It comes in three variants: Visa, MasterCard, and American Express. However, only the ICICI Bank Rubyx Visa Credit card is being issued by the bank currently. The card comes with a joining fee of Rs. 3,000 and welcomes you with travel & shopping gift vouchers worth Rs. 5,000 or more. With this card, you earn ICICI Reward Points (which earlier used to offer Payback Points) on almost all your domestic as well as international spends and you can redeem these points easily against cash or gifts as per your choice. You can earn up to 4 Reward Points on every Rs. 100 you spend. Being one of the popular ICICI Credit Cards, it also provides you with exciting lifestyle benefits, including exclusive discount offers on dining, and a 25% discount on movie tickets on BookMyShow & Inox. You also get travel benefits, including railway & airport lounge access every quarter to make your travel experiences comfortable. The cardholders can save a lot with this card as along with all these benefits, you can also get your card’s renewal fee waived off based on your spends in an anniversary year. Read on for more details on ICICI Rubyx Credit Card.

View More