HPCL Bank of Baroda (BoB) ENERGIE Credit Card

  • Joining Fee: Rs. 499
  • Renewal Fee: Rs. 499 (plus applicable taxes)
  • Best Suited For: Fuel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: On spending Rs. 5,000 or more first 60 days after paying the joining fee, you get 2,000 Bonus RPs.
Add to Compare

Together with the Hindustan Petroleum Corporation Limited (HPCL), the Bank of Baroda recently launched a co-branded credit card – HPCL Bank of Baroda ENERGIE Credit Card. This credit card has been designed keeping in mind the hike in fuel prices. But even after the hike, fuel is an individual’s necessity but what better than being rewarded for the amount that you spend on your fuel purchases. There exists another HPCL co-branded credit card in the market which is the ICICI Bank HPCL Super Saver Credit Card. Both these cards are in direct competition with each other. The HPCL Bank of Baroda ENERGIE Credit Card comes with a joining and renewal fee of Rs. 499 which is quite genuine with respect to the rewards that this card offers to its holders. You can earn up to 24 Reward Points for every Rs. 150 spent on fuel purchases at the HPCL fuel stations. You are also entitled to a welcome benefit of 2,000 Reward Points with this credit card. There are various other benefits that cardholders will receive. Keep reading the article to know more about this credit card –

New Features

Spend Based Waiver

Get renewal fee waived off on spending Rs. 50,000 or more in the preceding year.


Interest Rates

3.49% pm (or 41.88% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% at all fuel stations in India

Foreign Currency Markup

3.5% on all foreign transactions


Cash Advance Charges

2.5% of the amount or Rs. 500, which ever is higher.

Movie & Dining

25% off on the purchase of 2 movie tickets via Paytm movies


Travel

Complimentary visits to airport lounges.


International Lounge Access

NA

Rewards Rate

Get 24 Reward Points per Rs. 150 spent on fuel transactions at all the HPCL fuel stations. 10 Reward Points per Rs. 150 spent on groceries and departmental spends. 2 Reward Points per Rs. 150 spent on other categories.


Golf

NA


Insurance Benefits

NA

Reward Redemption

the reward Points earned are redeemable for various options available on the BoB website and can be redeemed for cash as well. 1 RP = Rs. 0.25


Domestic Lounge Access

4 Complimentary access to domestic lounges annually (1 visit every quarter)


Zero Liability Protection

Zero Liability Protection to the cardholder if the card is reported lost or stolen in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

BPCL SBI Credit Card

Launched by SBI Card in partnership with BPCL, SBI BPCL Credit Card is a co-branded fuel credit. It is an entry-level offering and comes with a nominal membership fee of just Rs. 499 per annum. Being a fuel credit card, it provides a total value back of 4.25% (3.25% reward rate and 1% surcharge waiver) on fuel transactions at all BPCL stations. In addition to fuel benefits, you also get accelerated 5X Reward Points on spends on departmental stores, dining, movies and grocery categories. Since it is an entry-level credit card, you do not get any other value-added travel or lifestyle benefits. Although this card provides a lot of benefits in the essential category, you can also check out If, BPCL SBI Card Octane. Keep reading the article to learn more about this fuel credit card–

View More
Add to Compare

ICICI Bank Platinum Identity Credit Card

ICICI Bank Platinum Identity Credit Card is a basic entry-level credit card from the Bank. You earn Hand-picked Rewards on your Platinum Identity account for incremental spends of Rs. 200 and accelerated Hand-picked Rewards on crossing the stipulated annual spends-based thresholds. You have to pay an initial joining fee of Rs. 2,000 for the Platinum Identity Card and a membership fee of Rs. 750 per annum is applicable second year onwards. Read on to learn more about this entry-level offering by ICICI Bank.

View More
Add to Compare

Standard Chartered Emirates World Credit Card

Standard Chartered Bank Emirates World Credit Card is a co-branded card issued by Standard Chartered Bank in partnership with Emirates.com. The Standard Chartered bank offers exclusive rewards and benefits to its Emirates world credit cardholders, such as complimentary lounge access, shopping benefits, golf privileges, etc. It comes with an annual fee of Rs. 3000, which is worth it due to the exclusive offers provided by the credit card. Along with providing air miles on every Rs. 150 spent, it has many other exclusive benefits, including EMI facilities, cashback on duty-free shopping, etc. As a welcome bonus, you get 4,000 skywards miles, which is another great offer provided by the card. As it is an Emirates co-branded card, you get 2x skyward miles when purchasing flight tickets via emirates.com. All these Skywards miles are automatically transferred to your Emirates skywards account and you can use them for flight bookings and services on Emirates.com. But, its advantages are not just restricted to all this. To know all about the Standard Chartered Bank Emirates world credit card and its benefits, keep reading:

View More