ICAI Bank of Baroda Exclusive Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get complimentary Fit Pass Pro membership for 6 months and 1,000 bonus Reward Points.
Add to Compare

Bank of Baroda, along with offering several credit cards excluively for the Indian defense personnel, also issues a card exclusively for the ICAI members. The card is named ICAI BoB Exclusive Credit Card, which is a lifetime free card but has a lot of exciting features. To give a great start to your journey, the card welcomes you with 1,000 bonus Reward Points and free FitPass pro membership. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the card gives you several options to redeem your earned Reward Points. Other than this, the cardholders get an oppotunity to earn up to 16,000 bonus Reward Points every year on achieving the spend milestone. The benefits of this card are not only restricted to Rewards, but you also get various other privileges, including complimentary lounge access, insurance benefits, fuel surcharge waiver, etc. For detailed information about the ICAI BoB Exclusive Credit card and all its features, keep reading:

New Features

Spend Based Waiver

NA


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver all fuel purchases between Rs. 400 and Rs. 5,000 (capped at Rs. 250 per statement cycle.

Foreign Currency Markup

2% of the total transaction amount


Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 300 at domestic ATMs and 3% of the withdrawan amount or Rs. 300 at international ATMs.

Movie & Dining

NA


Travel

Get complimentary domestic lounge access every year.


International Lounge Access

NA

Rewards Rate

1 Reward Point on every spend of Rs. 100 and 5x Reward points on dining, utility bills, and online purchases.


Golf

NA


Insurance Benefits

Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Reward Redemption

The earned Reward points can be redeemed against various options available at the boB Rewards portal and against cashback also. 1 Reward point = Re. 0.25


Domestic Lounge Access

Get 3 complimentary domestic lounge access every quarter (12 per year)


Zero Liability Protection

The cardholders get a zero laibility prorection against a lost/stolen card on reporting the loss of card to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Max SBI Card SELECT

Max SBI card Select is a premium shopping-based credit card that SBI has offered in partnership with Landmark Group’s brand “Max”. Max is a fashion store that offers apparel, footwear, accessories for everyone in your family. With this credit card, you can earn 10 reward points on every Rs 10 spent while shopping on any Landmark group’s brand store like Max, Lifestyle, Home Centre, etc. You also earn 6000 bonus reward points as soon as you pay your joining fee. Also, you can have a dual benefit by converting your SBI reward points into Landmark reward points and redeeming them at your convenience. Have a look at the specifications to know more about this credit card.

View More
Add to Compare

IDBI Winnings RuPay Select Credit Card

The IDBI Bank Winnings RuPay Select Credit Card is an entry-level credit card offered by the IDBI Bank. It comes with no joining fee and lets you earn 500 delight points and above in a month. Being an entry-level card, it has covered travel and insurance benefits, too, which makes it worth consideration. You also get four complimentary international lounge access and eight domestic lounge access in a year with the IDBI Winnings RuPay Credit Card. With this card, you get a chance to earn double delight points on all spendings in your birthday month.  Keep reading to know more about this card’s offerings and features.

View More
Add to Compare

IRCTC SBI Card Premier

The IRCTC SBI Card Premier is a co-branded credit card issued by the SBI Card in partnership with irctc.co.in. The card comes with a joining fee of Rs. 1,499 and you get a welcome bonus of 1,500 Reward Points. You can earn up to 3 Reward Points every time you spend Rs. 125. This card also provides you with exclusive travel benefits that include complimentary railway lounge access every year, exciting benefits at over 900 hotels worldwide, saving on railway/flight ticket bookings on irctc.co.in, and many more. Along with all these exciting offers, you can earn up to 5,000 Reward Points every year on achieving the milestone spend. You can make your credit card lifetime free by getting your renewal fee waived off every year on a minimum spend of Rs. 2 lakhs in an anniversary year. There are many more benefits of the IRCTC SBI Card Premier that let you save more & more. To know all of its advantages, refer to the detailed information given below:

View More