ICAI Bank of Baroda Exclusive Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: Get complimentary Fit Pass Pro membership for 6 months and 1,000 bonus Reward Points.

Apply Now

Add to Compare

Bank of Baroda, along with offering several credit cards excluively for the Indian defense personnel, also issues a card exclusively for the ICAI members. The card is named ICAI BoB Exclusive Credit Card, which is a lifetime free card but has a lot of exciting features. To give a great start to your journey, the card welcomes you with 1,000 bonus Reward Points and free FitPass pro membership. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the card gives you several options to redeem your earned Reward Points. Other than this, the cardholders get an oppotunity to earn up to 16,000 bonus Reward Points every year on achieving the spend milestone. The benefits of this card are not only restricted to Rewards, but you also get various other privileges, including complimentary lounge access, insurance benefits, fuel surcharge waiver, etc. For detailed information about the ICAI BoB Exclusive Credit card and all its features, keep reading:

New Features

Spend Based Waiver

Interest Rates

3.49% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waiver all fuel purchases between Rs. 400 and Rs. 5,000 (capped at Rs. 250 per statement cycle.

Foreign Currency Markup

2% of the total transaction amount

Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 300 at domestic ATMs and 3% of the withdrawan amount or Rs. 300 at international ATMs.

Movie & Dining

Travel

Get complimentary domestic lounge access every year.

International Lounge Access

Rewards Rate

1 Reward Point on every spend of Rs. 100 and 5x Reward points on dining, utility bills, and online purchases.

Golf

Insurance Benefits

Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Reward Redemption

The earned Reward points can be redeemed against various options available at the boB Rewards portal and against cashback also. 1 Reward point = Re. 0.25

Domestic Lounge Access

Get 3 complimentary domestic lounge access every quarter (12 per year)

Zero Liability Protection

The cardholders get a zero laibility prorection against a lost/stolen card on reporting the loss of card to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

American Express Membership Rewards® Credit Card

American Express Membership Rewards® Credit Card(MRCC), issued by American Express offers exclusive benefits and privileges on every spending. The Membership Rewards® Credit Card charges you a joining fee of Rs 1,000 and a renewal fee of Rs 4,500. The renewal fee can be waived off on annual spending of Rs 1,50,000 or above. You can get 1 membership reward point per Rs 50 you spend, excluding fuel transactions, Utility bill payments, insurance, and cash transactions. On using your card 4 times on transactions of Rs 1,500 or more, get a bonus of 1,000 membership reward points. The Membership Rewards® Credit Card also has several other rewards and benefits, including monthly milestone rewards, fuel surcharge waiver, entertainment, and insurance benefits. Keep reading to know more about this credit card.

Add to Compare

Myntra Kotak Credit Card

Myntra is among the top E-Commerce fashion companies in India featuring apparel from some of the best global and Indian brands. Recently, Kotak Mahindra Bank and Myntra have partnered to launch their co-branded credit card. The Myntra Kotak credit card is exclusively designed for the younger generation who are fashion enthusiasts and love shopping on Myntra. With this credit card, you can earn exclusive cashback on your Myntra purchases as well as on other partner brands. The card also offers a complimentary membership to Myntra Insider and a Rs. 500 worth Myntra voucher as a welcome benefit. Other than this, you can enjoy complimentary lounge access, milestone benefits, and an annual fee waiver as well. Check out our Myntra Kotak credit card review to know about the features and benefits offered by the card, its fees and charges, and other important information related to this co-branded card.

Add to Compare

IDFC FIRST Millennia Credit Card

If you are looking for an entry-level card, IDFC’s FIRST Millennia credit card is the right choice. This is a reward points-based credit card with a decent rewards program. It offers up to 10x Non-Expiring Reward points, which can be redeemed at any point in time. This card provides reward points for online as well as offline spending. Moreover, if someone is fond of travelling via trains, then this card provides complimentary Railway Lounge access four times a quarter, making your travelling experience a lot more luxurious. Other card benefits include a discount of up to 25% on movies, up to 20% off on dining, complimentary roadside assistance, and many more. Plus, it is a lifetime free, i.e., no annual fee credit card, which means you don’t have to pay a single penny till the time you are using this amazing card. Read on to learn more about the IDFC FIRST Millennia Credit Card:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all