Bank of Baroda ICSI Diamond Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get free Fit Pass Pro membership for 6 months and 1,000 bonus Reward Points.
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Like the ICAI BoB Exclusive Credit Card for ICAI members, the Bank of Baroda also offers the ICSI Diamond Credit Card exclusively for ICSI members. It is a lifetime free card that comes with various exciting benefits across different categories. You get the welcome gift of complimentary FitPass pro membership and 1,000 bonus Reward points. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the cardholders get an opportunity to earn 999 bonus Rewards every month. Other than this, you can earn 3,999 bonus Reward Points every quarter on achieving the spending milestone. Talking about its travel benefits, you get complimentary airport lounge access every year and free air accident insurance coverage as well. Moreover, the reduced forex markup fee of 2% makes it card a suitable card for international transactions. Other benefits of this card include a fuel surcharge waiver, zero liability protection, and many more. For more information about the BoB ICSI Diamond Credit Card, keep reading:

New Features

Spend Based Waiver

NA


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on all fuel spends between Rs. 400 and Rs. 5,000

Foreign Currency Markup

2% of the total transaction amount


Cash Advance Charges

2.5% (3% at international ATMs) of the withdrawn amount, subject to a minimum of Rs. 300.

Movie & Dining

NA


Travel

Get free domestic lounge access every year


International Lounge Access

NA

Rewards Rate

1 Reward Point on every spend of Rs. 100 and 5x Rewards on utility bills, dining, and online purchases.


Golf

NA


Insurance Benefits

Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Reward Redemption

The earned rewards can be redeemed against cashback at a rate of 1 Reward point = Re. 0.25.


Domestic Lounge Access

Get 12 complimentary domestic lounge access every year (3 per quarter)


Zero Liability Protection

The cardholders get a zero liability protection against a lost or stolen card if they report the loss to the bank in a timely manner.

Pros

No data available

Cons

No data available

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