ICICI Bank Platinum Identity Credit Card

Joining Fee: Nil
Renewal Fee: Rs. 750 (plus applicable taxes)
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

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ICICI Bank Platinum Identity Credit Card is a basic entry-level credit card from the Bank. You earn Hand-picked Rewards on your Platinum Identity account for incremental spends of Rs. 200 and accelerated Hand-picked Rewards on crossing the stipulated annual spends-based thresholds. You have to pay an initial joining fee of Rs. 2,000 for the Platinum Identity Card and a membership fee of Rs. 750 per annum is applicable second year onwards. Read on to learn more about this entry-level offering by ICICI Bank.

New Features

Spend Based Waiver

N/A

Interest Rates

3.40% per month (or 40.8% per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Fuel Surcharge

Fuel surcharge waived at all filling stations across India

Foreign Currency Markup

3.50% of the transaction amount

Cash Advance Charges

2.5% or a minimum of Rs. 300

Movie & Dining

N/A

Travel

N/A

International Lounge Access

N/A

Rewards Rate

2 Hand-picked Rewards per Rs. 200 on domestic spends, 4 Hand-picked Rewards per Rs. 200 on international spends, 3 and 5 Hand-picked Rewards per Rs. 200 on domestic and international spends respectively on crossing the annual spends threshold of Rs. 2.5 lakh, 4 and 8 hand-picked rewards on domestic and international spends respectively on crossing the annual spends threshold of Rs. 5 lakh

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Hand-picked Rewards can be redeemed for Air Miles and other travel-related spends and for spends on fashion, electronics, gadgets and dining categories on the Hand-picked Rewards catalog.

Domestic Lounge Access

N/A

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank.

Pros

No data available

Cons

No data available

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