ICICI Bank Expressions Credit Card

  • Joining Fee: Rs. 500 (plus applicable taxes)
  • Renewal Fee: Rs. 500 (plus applicable taxes)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
Add to Compare

ICICI Bank Expressions Credit Card is an entry-level credit card by the ICICI Bank. The unique feature of this card is that you can customize its design and appearance to your liking. You can either choose one of the designs given on the ICICI bank’s website or have your own picture on the card. The card’s target customer base primarily includes students and young professionals who believe in expressing themselves through the things they own (that’s why the name “Expressions“). Expressions Credit Card comes with a nominal annual membership fee of just Rs. 500, which can be waived off on spending a minimum of Rs. 1.5 lakh in an anniversary year. Read on to learn more about this entry-level offering by ICICI.

New Features

Spend Based Waiver

The renewal fee is waived off on expenditure of Rs. 1.5 lakh in the previous year.


Interest Rates

3.40% p.m. (or 40.8% annually)


Add-on Card Fee

Rs. 199 (plus applicable taxes)

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request


Fuel Surcharge

1% fuel surcharge waived off at HPCL filling station across India on transactions of not more than Rs. 4,000

Foreign Currency Markup

3.50% of the conversion amount


Cash Advance Charges

2.50% of the withdrawn amount, subject to a minimum charge of Rs. 300

Movie & Dining

25% discount (up to Rs. 100) on movie ticket bookings on BookMyShow on booking a minimum of 2 tickets in a single transaction. Offer can be availed maximum twice in a month.


Travel

Complimentary domestic lounge access


International Lounge Access

N/A

Rewards Rate

3 Reward Points per Rs. 100 spent with the card (except fuel, utility and insurance spends), 2 Reward Points per Rs. 100 on utility payments


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

The earned Reward Points can be redeemed against gifts or the card’s outstanding balance at a rate of 1 Reward Point = Rs. 0.25.


Domestic Lounge Access

1 complimentary access to domestic airport lounges per quarter.


Zero Liability Protection

Cardholders shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

PNB Global Platinum Credit Card

The PNB Global Platinum Credit Card is a basic card offered by the Punjab National Bank that provides cardholders with exciting saving opportunities. The card is issued at a zero joining fee and earns you 2 Reward Points per Rs. 150 spent. You earn 50 bonus Reward Points on successful registration for the E-bill facility. The Reward Points earned are redeemable against many products, hotel bookings, merchandise, mobile recharge, etc. The card allows you to save on fuels through the 1% fuel surcharge waiver across all fuel stations. You can also avail of a 20% discount on a ZEE5 subscription through this card. To know more about PNB Global Platinum Credit Card, keep reading:

View More
Bank-of-Baroda-Sentinel-Credit-Card
Add to Compare

BoB Sentinel Credit Card.

The Bank of Baroda Sentinel Credit Card is exclusively for the Assam Rifles personnel. In terms of features and benefits, this card is very similar to the Indian Army Yoddha Credit Card issued by Bank of Baroda. The Sentinel Card comes with a zero annual membership fee and provides you with several exciting privileges across different categories. You get a reward rate of up to 10 Reward Points on every Rs. 100 you spends and these Rewards can be redeemed against a number of options available on the BoB Rewards portal. To give a great start to your joirney with this card, it welcomes you with great benefits, such as complumentary Fitpass Pro membership, bonus Reward Points, and free zomato Po membership. Taking about its travel benefits, you get complimentary access to several domestic airport lounges in India every year. Other than this, you get free golf rounds, fuel surcharge waiver, and many more benefits that are discussed in detail in this article:

View More