BoB Empower Credit Card

Joining Fee: Nil
Renewal Fee: Rs. 250
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

Along with the business cards like BoB ConQr, BoB Corporate Card, etc, Bank of Baroda also offers the Empower Credit Card, which aims at fulfilling the credit requirements of businesses along with providing them with various benefits across different categories. It comes with a zero joining fee and an affordable annual fee of Rs. 250 only, which too can be waived very easily. The cardholders get a decent reward rate and the accumulated rewards can be redeemed against the card’s outstanding balance at a really good redemption rate. Other than this, you get complimentary insurance covers, a fuel surcharge waiver, spend-based waiver of the annual fee, and many more benefits. Talking about the convenience provided by this card, it allows you to track all the spends made by your employees on their respective Empower cards and the bill settlement is also made easy. For more detailed information about the BoB Empower Credit Card, its features, and fees & charges, keep reading:

New Features

Spend Based Waiver

Renewal fee waived on spending Rs. 50,000 or more in the previous year.

Interest Rates

3.49% per month.

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waiver on all fuel purchase (up to Rs. 250 per month)

Foreign Currency Markup

3.5% of the total transaction amount.

Cash Advance Charges

2.5% of the withdrawn amount or a minimum fee of Rs. 300

Movie & Dining

Travel

International Lounge Access

Rewards Rate

1 Reward Point on every Rs. 100 you spend

Golf

Insurance Benefits

Air accident cover worth Rs. 15 lakhs and non-air accident cover wrth Rs. 5 lakhs

Reward Redemption

1 RP = Re. 0.25 for redemption against cashabck

Domestic Lounge Access

Zero Liability Protection

Zero liability protection against a lost card on reporting the loss to the bank timely.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Bank of Baroda (BoB) Eterna Credit Card

BOB Financial, which is a wholly-owned subsidiary of Bank of Baroda, last year added four new credit cards including the Eterna card to their diverse catalog of credit cards. It comes with a complimentary FitPass Pro membership and 10,000 bonus reward points as a welcome gift. The Eterna card, which is the premium-most offering by the bank comes with a host of benefits including unlimited free domestic lounge access, complimentary golf sessions/lessons, air accidental insurance cover worth Rs. 1 crore, and lots of other premium features. The card also offers a very good reward rate. You get 15 reward points / Rs. 100 on all online spends and on all travel, dining and movie spends. The foreign currency mark-up fee of 2% is also comparatively lower than most other cards. Read on for further information on the BoB Eterna Credit Card:

Add to Compare

HDFC Bank Doctor’s Regalia Credit Card

The HDFC Bank Doctor’s Regalia Credit Card, exclusively designed for doctors, has been made to complement the lifestyle of doctors, by providing attractive travel benefits and features that will be best suited for the doctors. You are rewarded with reward points not on retail spends but also on paying rent and utility bills. Apart from this, you are eligible to enjoy luxurious travel by gaining access to lavish airport lounges across the globe every year by using the Priority Pass. Considering the international travel needs of the doctors, this card offers a low Foreign Currency Markup fee of 2%. It is a Reward based card wherein you get 4 Reward Points on every Rs. 150 spend on retail purchases including payment of rent and utility bills. The membership fee of Doctor’s Regalia Credit Card is placed at Rs. 2,500 per annum. It provides you with the benefit of renewal fee waiver on the basis of amount you spend in the previous year. Keep reading the article to know more about the features and benefits that come along with this card.

Add to Compare

PNB Global Platinum Credit Card

The PNB Global Platinum Credit Card is a basic card offered by the Punjab National Bank that provides cardholders with exciting saving opportunities. The card is issued at a zero joining fee and earns you 2 Reward Points per Rs. 150 spent. You earn 50 bonus Reward Points on successful registration for the E-bill facility. The Reward Points earned are redeemable against many products, hotel bookings, merchandise, mobile recharge, etc. The card allows you to save on fuels through the 1% fuel surcharge waiver across all fuel stations. You can also avail of a 20% discount on a ZEE5 subscription through this card. To know more about PNB Global Platinum Credit Card, keep reading:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all