LIC Platinum EMV Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
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LIC Platinum EMV Credit Card is a co-branded Visa card launched in collaboration with the Corporation Bank. The card comes with an in-built EMV feature to enhance security. This card charges zero annual fees from its customers on sign-up. In addition to this, the customers get 1 reward point on every Rs 150 spent using this card. The card offers a host of benefits to its customer’s such as accidental protection cover, credit liability, fuel surcharge waiver, and EMI facility.  Read below to know more about the LIC Platinum EMV card’s features and offers.  

New Features

Spend Based Waiver

NA


Interest Rates

3% per annum


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs 30 per redemption request


Fuel Surcharge

2.5% fuel surcharge waiver on all fuel transactions across all petrol pumps

Foreign Currency Markup

NA


Cash Advance Charges

2.5% on the withdrawal amount subject to the minimum amount of Rs 200.

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

1 Reward Points on every Rs 150 spent on all categories ( 1 Reward Point = Rs 0.50)


Golf

NA


Insurance Benefits

You get a  personal accident insurance cover and credit liability cover of Rs 50,000. You get purchase protection cover of Rs 50,000.

Reward Redemption

You can redeem these reward points against the statement cash of your outstanding amount.


Domestic Lounge Access

NA


Zero Liability Protection

Protection cover is provided to customers if the fraudulent transaction or any unauthorized transaction is reported within 24 hours to the bank.

Pros

No data available

Cons

No data available

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