Kotak Royale Signature Credit Card

Joining Fee: Nil
Renewal Fee: Rs. 999
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

The Kotak Royale Signature Credit Card is a basic card offered by the Kotak Mahindra Bank in order to deliver its cardholders with thrilling Reward offers and travel benefits. The card has zero joining fee and offers opportunities to earn Reward Points for all your spends. You get 2 Reward Points for Rs. 150 spent with this card, and 4 Reward Points per Rs. 150 spent on selected categories, such as hotels, restaurants, and international spends. On reaching the milestone spends, you can earn up to 30,000 bonus Reward Points every year. In order to make its customers’ travel experiences even better, this card provides complimentary access to domestic lounges every quarter to several participating lounges in India. Moreover, you can save a lot on fuel & railway transactions with this card as it comes with a fuel and railway surcharge waiver. There are a number of more benefits of the Kotak Royale Signature Credit Card. To learn about all of them, keep reading the following details:

New Features

Spend Based Waiver

The renewal fee can be waived if you spend Rs. 1,00,000 or more in the preceeding year.

Interest Rates

3.4% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge is waived at all fuel stations.

Foreign Currency Markup

3.5% on all foreign currency spends

Cash Advance Charges

Rs. 300 per Rs. 10,000 withdrawn

Movie & Dining

Travel

You get complimentary airport lounge access every year.

International Lounge Access

Rewards Rate

2 Reward Points per Rs. 150 you spend. 4 Reward Points per Rs. 150 you spend on select categories like restaurants, international spends, Airlines, hotels, etc.

Golf

Insurance Benefits

Coverage of Rs. 2.5 lakhs against fraudulent transactions on a lost/stolen card.

Reward Redemption

The Reward points are redeemable on https://kotakrewards.com/ against various categories. 1 RP = 18.75 paise.

Domestic Lounge Access

2 complimentary access to domestic lounges per quarter

Zero Liability Protection

The cardholder will not be held as liable for any fraudulent transactions done if the card is reported lost or stolen to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

InterMiles ICICI Bank Sapphiro Credit Card

ICICI bank offers the InterMiles ICICI Bank Sapphiro Credit Card in collaboration with the InterMiles frequent flyer program. It comes in two variants- the Visa variant and the American express variant. The two variants slightly differ in terms of the benefits they offer. Earlier, the card used to offer special benefits on Jet Airways bookings, but since the airline ceased its operation in 2018, you get special privileges on Etihad airlines flight bookings, which owns over 50% share in Jet Airways. As is obvious from the name, it is a travel credit card and earns you reward points as InterMiles on all spends made via the card. Read on to know more about this offering by the ICICI bank.

Add to Compare

ixigo AU Credit Card

AU Small Finance Bank has launched its first co-branded travel credit card with ixigo. The ixigo AU Credit Card comes at a reasonable joining fee of Rs. 999 and primarily offers customers travel benefits. You can waive the joining fees by making a transaction of Rs. 1,000 in the first 30 days of card issuance. Not only this by making spends of Rs. 1 lakh in a year you can also waive the renewal charges. Domestic and international airport lounge access, along with railway lounge access, are provided with this card. Travelers can benefit greatly from this card and easily travel around the country. Although the card only offers one international lounge access, there are many benefits and discounts for travellers looking to explore India. You would get an accelerated 20 Reward Points spent for train bookings with ixigo. Keep on reading to learn more about this credit card.

Add to Compare

Bank of Baroda ConQR Credit Card

Along with offering several personal credit cards in different categories, BoB Financial also has business credit cards in its portfolio. One such card is the Bank of Baroda ConQR Credit Card which is solely aimed at providing business owners with maximum rewards and benefits with no additional charges. It is a lifetime free credit card and comes with a decent reward across different categories. You get up to 5 Reward Points on every spend of Rs. 100 and these rewards are redeemable against a variety of options available at the BoB Rewards portal. Moreover, the card offers exciting deals and discounts on flight & hotel bookings. Other benefits of this card include insurance covers against personal accidental death, 1% fuel surcharge waiver, zero liability protection against a lot/stolen card, and many more. To know more about the Bank of Baroda ConQR Credit Card and all its features, keep reading the article:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all