Bank of Baroda ( BoB ) Easy Credit Card

Joining Fee: Rs. 500 (Lifetime Free for a limited time)
Renewal Fee: Rs. 500 (Lifetime Free for a limited time)
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

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For those who wish to own a credit card without heavy joining and renewal fees, not to worry, we are here to help you. The Bank of Baroda offers you one such card having zero joining and renewal fee, that is, Bank of Baroda Easy Credit Card. This card is perfect for daily spending as it will earn you reward points in return. You earn 5 reward points on spending Rs. 100 on movies, groceries, and departmental stores. This card offers you a cash-back of 0.5% on the payment of the card bill. Moreover, this card covers zero liability protection on the loss of the card. To learn more about the card, kindly read the below-given features and benefits.

New Features

Spend Based Waiver

Spend Rs. 6000 within 60 days for the joining fee waiver and spend Rs. 35000 in the year for an annual fee waiver

Interest Rates

3.25% p.m.

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

Waiver of 1 % fuel surcharge on fuel transaction between Rs. 400 – Rs. 5000 at all petrol pumps all across India. The maximum transaction amount capped is at Rs. 250 per statement cycle.

Foreign Currency Markup

3.50% p.m.

Cash Advance Charges

At Domestic ATMs – 2.5% or Rs. 300 At International ATMs – 3% or Rs. 300

Movie & Dining

Travel

International Lounge Access

Rewards Rate

5X reward points on every Rs. 100 spent on selected merchant categories like movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories. 0.5 % cashback on card bill payment.

Golf

Insurance Benefits

Reward Redemption

Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to Re. 0.25.

Domestic Lounge Access

Zero Liability Protection

It covers zero liability protection. To avail of this benefit, the cardholder has to inform the bank within 24 hours of the card loss or any other fraudulent transaction.

Pros

No data available

Cons

No data available

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