Union Platinum RuPay Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Rs. 299
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

Union Platinum RuPay Credit Card is the premium credit card offered by the Union Bank of India. It’s a cashback credit card that lets you enjoy cashback on various transactions like making payments on utility bills, or booking tickets from IRCTC. Besides these benefits, you can also earn a reward rate of 0.02% on every Rs. 100 spent using this card. The joining fee of this credit card is nil and it is worth considering. This card is a great option for those who want to get an affordable credit card with decent rewards and benefits. Other than offering Reward Points on all the spends, the card provides you with complimentary insurance cover, fuel surcharge waiver, and a few more benefits. For detailed information about the Union Platinum RuPay Credit Card, its features and fees & charges, keep reading the article:

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 30,000 in the previous year.


Interest Rates

2.95% p.m. (41.75% p.a.)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% Fuel surcharge waiver on fuel transactions. The maximum fuel surcharge is capped at Rs. 100 per month.

Foreign Currency Markup

3%


Cash Advance Charges

3% or Rs. 200 (whichever is higher)

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

You can earn a maximum of Rs. 50 cashback per month on utility bill payment. You can earn a maximum of Rs. 50 cashback per month on a minimum transaction of Rs. 500 in your mobile wallet. You can also cashback of Rs. 25 on spending a minimum of Rs. 300 spent on IRCTC transactions. You can earn 2 reward points on every Rs. 100 spent on this card.


Golf

NA


Insurance Benefits

Covers accidental air death up to Rs. 8 lakhs and other accidental death up to Rs. 5 lakhs

Reward Redemption

You can redeem your reward points for movies, bus & air tickets, gift vouchers, etc. A minimum of 100 reward points needs to be accumulated for redemption. 1 reward point = Rs. 0.25.


Domestic Lounge Access

NA


Zero Liability Protection

Cover lost card insurance up to Rs. 1,50,000.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Axis Bank My Wings Credit Card

My Wings credit card by Axis Bank is an entry-level travel credit card that offers exciting cashback and reward points benefits on rail, road, and air travel spends. You get complimentary airport lounge access and discount and cashback benefits on rail/air tickets. As far as road travel is concerned, the card rewards you with a discount of Rs. 100 on bus tickets and a flat Rs. 400 off on car rentals. On top of these travel-related benefits, you also enjoy dining privileges with a minimum 15% discount on dining bills at partner restaurants under the Axis Bank’s Dining Delights program. Read on to learn more about this offering by Axis bank.

View More
Add to Compare

ICICI Manchester United Signature Credit Card

ICICI Manchester United Signature Credit Card has been launched by the ICICI bank in collaboration with Manchester United. This card comes with several benefits and privileges, which you shouldn’t miss if you are a Manchester United fan. You get a Manchester United football along with Manchester United branded duffle bag when you sign up for this card. You can earn up to 5 Reward Points on every Rs. 100 you spend and redeem these points against an array of categories and products. Not only this, but you also get 2 complimentary domestic lounge access per quarter on your Manchester United Signature credit card on the basis of your quarterly spends. The card gives an amazing opportunity to Top 18 spenders of the year as they get access to the ‘Manchester United Experience.’ Read below to know more details about the ICICI Manchester United Signature Credit card:

View More
Add to Compare

Bank of Baroda (BoB) Eterna Credit Card

BOB Financial, which is a wholly-owned subsidiary of Bank of Baroda, last year added four new credit cards including the Eterna card to their diverse catalog of credit cards. It comes with a complimentary FitPass Pro membership and 10,000 bonus reward points as a welcome gift. The Eterna card, which is the premium-most offering by the bank comes with a host of benefits including unlimited free domestic lounge access, complimentary golf sessions/lessons, air accidental insurance cover worth Rs. 1 crore, and lots of other premium features. The card also offers a very good reward rate. You get 15 reward points / Rs. 100 on all online spends and on all travel, dining and movie spends. The foreign currency mark-up fee of 2% is also comparatively lower than most other cards. Read on for further information on the BoB Eterna Credit Card:

View More