Axis Bank Rewards Credit Card

Joining Fee: Rs. 1000 + GST
Renewal Fee: Rs. 1000 + GST
Best Suited For: Dining | Shopping
Reward Type: Reward Points
Welcome Benefites: 5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation

Apply Now

Add to Compare

Axis Bank recently launched the brand-new Rewards Credit Card, which is the perfect option for individuals who want unmatched rewards from their credit cards. Unlock great reward points for every purchase you make with the card along with accelerated 10x reward points for spends on departmental and apparel stores. Whether you are an avid shopper or a foodie, you can get great benefits with this card as it also provides 30% off food delivery from Swiggy. Available at a decent joining fee of Rs. 1000 plus taxes, you get 5,000 EDGE Reward Points as a welcome benefit, 1500 EDGE reward points on spending Rs. 30,000 or more monthly, and membership benefits worth Rs. 1000 every card anniversary year. Also, the card offers complimentary lounge access, dining benefits, insurance coverage, and other exciting privileges. Quite similar to the Flipkart Axis Bank Credit Card, this card is the perfect choice for shopping enthusiasts. Read on to know more about the Axis Bank Rewards Credit Card.

New Features

Spend Based Waiver

Renewal fee is waived off on spending Rs. 2 Lakhs or more in the card anniversary year

Interest Rates

3.6% per month or 52.86% per annum

Add-on Card Fee

Nil

Rewards Redemption Fee

No fee for reward redemption but cardholder must have a minimum number of reward points to make redemptions

Fuel Surcharge

1% of the transaction value which is waived off for transactions ranging from Rs. 400 to Rs. 5000

Foreign Currency Markup

3.5% of the total transaction amount

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500, whichever is higher in value

Movie & Dining

30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining Delights Program

Travel

Complimentary domestic lounge access for primary and add-on cardholders

International Lounge Access

Rewards Rate

2 EDGE reward points on every send of Rs. 125 and accelerated 10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores

Golf

Insurance Benefits

Rs. 1 Lakh purchase protection cover and cover for loss of travel documents and baggage

Reward Redemption

Reward points can be redeemed for vouchers or products listed on the EDGE platform catalogue. Cardholders can transfer their reward points to partner Airmiles or points. Reward points can also be redeemed through Pay with Points via SMS or Online Pay with Point Redemption

Domestic Lounge Access

2 complimentary domestic airport lounge access per quarter

Zero Liability Protection

Cardholders are not liable for fraud transactions if they report to the bank about losing their card in a timely manner

Pros

This card is best suited for avid shoppers as it provides 2 Edge Reward Points for every spend of Rs. 150. You get 5,000 Edge Reward Points as a welcome point within 30 days of card issuance.

Cons

With the Axis Bank Rewards Credit Card, you won’t get access to international lounges at airports. No golf benefits are provided with this card.

Similar Cards

Add to Compare

FABindia SBI Card SELECT

SBI joined hands with the lifestyle retail brand FABindia and launched a co-branded credit card in June this year. The card is yet another addition to the State Bank’s already large portfolio of co-branded credit cards, including Max SBI Card Select, LifeStyle Home Centre SBI Card prime, etc. The card comes with exclusive benefits for FABindia customers including direct access to the Platinum tier of the FABfamily membership and accelerated Reward Points on FABindia stores. The card also entitles you to a complimentary Priority Pass membership and 4 complimentary domestic lounge access every year. Read on to learn more about this cobranded offering by SBI Cards.

Add to Compare

Axis Bank SELECT Credit Card

The Axis Bank SELECT Credit Card has a joining fee of Rs. 3000 and offers benefits across travel, shopping, dining, movies, etc. It covers almost all categories where people spend, making it a sought-after lifestyle credit card. You get a Priority Pass membership with this card, offering complimentary access to international and domestic airport lounges. The card offers discounts at various restaurants through the Dining Delights program and discounts on Swiggy orders as well. The SELECT credit card offers accelerated reward points on retail shopping with the card. Also, users can get bonus Reward Points on reaching spending milestones and get a renewal fee waiver on spending Rs. 6 Lakh in a year. Keep reading to know more about this credit card.

Add to Compare

HDFC Bank MoneyBack Plus Credit Card

The HDFC Bank MoneyBack Plus Credit Card can be regarded as a superior version of the HDFC MoneyBack Credit Card, that was issued earlier by the HDFC bank. Although both the MoneyBack cards come with a similar joining & annual fee (Rs. 500), the MoneyBack+ card provides a higher reward rate. With the MoneyBack Plus Card, for every spend of Rs. 150 you can earn up to 20 cash points. These CashPoints are redeemable against the card’s outstanding balance, product catalog, Airmiles, and several more options. Not only cashback, but you can also get gift vouchers that are worth up to Rs. 2,000 on reaching the stipulated spend milestones. Talking about the dining benefits that the card offers, you can enjoy a discount of up to 15% on dining across over 2,000 premium restaurants in the country. The HDFC MoneyBack Plus card allows its customers to save in a lot more ways, such as fuel surcharge waiver, spend-based annual fee waiver, etc. To understand the card’s features in detail, go through the complete HDFC MoneyBack Plus Credit Card Review given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all