ICICI Bank Rubyx Credit Card

Joining Fee: Rs. 3,000 (plus applicable taxes)
Renewal Fee: Rs. 2,000 (plus applicable taxes)
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: Travel & shopping vouchers worth over Rs. 5,000

Apply Now

Add to Compare

The ICICI Bank Rubyx Credit Card is India’s first dual platinum credit card that aims to provide its customers with benefits across various categories. It comes in three variants: Visa, MasterCard, and American Express. However, only the ICICI Bank Rubyx Visa Credit card is being issued by the bank currently. The card comes with a joining fee of Rs. 3,000 and welcomes you with travel & shopping gift vouchers worth Rs. 5,000 or more. With this card, you earn ICICI Reward Points (which earlier used to offer Payback Points) on almost all your domestic as well as international spends and you can redeem these points easily against cash or gifts as per your choice. You can earn up to 4 Reward Points on every Rs. 100 you spend. Being one of the popular ICICI Credit Cards, it also provides you with exciting lifestyle benefits, including exclusive discount offers on dining, and a 25% discount on movie tickets on BookMyShow & Inox. You also get travel benefits, including railway & airport lounge access every quarter to make your travel experiences comfortable. The cardholders can save a lot with this card as along with all these benefits, you can also get your card’s renewal fee waived off based on your spends in an anniversary year. Read on for more details on ICICI Rubyx Credit Card.

New Features

Spend Based Waiver

Renewal Fee is waived off on spending Rs. 3 lakhs or more in an anniversary year.

Interest Rates

3.40% per month (or 40.8% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Fuel Surcharge

1% fuel surcharge is waived off for all fuel transactions up to Rs. 4,000 across all fuel stations in India.

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 300 (whichever is higher)

Movie & Dining

25% discount on movie ticket bookings (min 2 per transaction and max 2 tines in a month) on BookMyShow and INOX (max discount capped at Rs. 150), discount on dining bills with the Culinary Treats Program.

Travel

2 complimentary railway lounge access per quarter and 1 complimentary airport lounge access per quarter with each of the two variants (total 2 per quarter) on a minimum expenditure of Rs. 5,000 in the previous quarter

International Lounge Access

N/A

Rewards Rate

4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent on utilities and insurance categories.

Golf

Up to 2 complimentary golf lessons/rounds each month (1 golf round/lesson for every Rs. 50,000 spent in the previous month)

Insurance Benefits

Complimentary insurance covers against air accidents, plane hijacking, lost baggage, delayed baggage, lost card, lost travel documents, credit shield, etc.

Reward Redemption

The reward points can be redeemed for gift vouchers or cashback at a rate of 1 Reward Point = Re. 0.25

Domestic Lounge Access

2 complimentary railway lounge access per quarter and 1 complimentary domestic airport lounge access per quarter with each of the two variants (total 2 domestic airport lounge access per quarter) on a minimum expenditure of Rs.5,000 in the previous quarter.

Zero Liability Protection

Cardmember shall not be liable for any fraudulent transactions done on the card once the loss of card is reported to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card is the second most premium card offered by the bank, just after the ICICI Emeralde Credit Card. The Sapphiro is issued with a yearly fee of Rs. 6,500 and you can experience an array of privileges, attractive offers, and user-friendly features. The card comes with three variants – ICICI Bank Sapphiro AmEx Credit Card, ICICI Bank Sapphiro Visa Credit Card, and the Mastercard variant. However, only the Visa variant is being issued currently. The card is not only best for frequent travelers, but also for people who aim to have a card with maximum saving opportunities, entertainment benefits, and many more other advantages. With exclusive welcome benefits worth more than the joining fee, the ICICI bank aims to give a great start to your journey with this card. You get rewarded for almost every purchase you make using your ICICI credit card. Earlier, the cardholders were rewarded with Payback Points, but now the bank has replaced the Payback Program with the ICICI Rewards program and hence the cardholders will now earn ICICI Reward Points. Be it domestic/international purchases, utility bill payments, fuel purchases, or anything, you will save every time you spend. The Sapphiro credit card has a number of exciting features that you must know. Read on to get detailed information about the card:

Add to Compare

Federal Bank Visa Signet Credit Card

Targeting young professionals, the Federal Bank Visa Signet Credit Card has been launched by the bank in partnership with Visa after Mastercard was banned. It was launched along with the Federal Bank Visa Celesta Credit card & Federal Bank Visa Imperio Credit Card, both targeting different segments of individuals. The Signet credit card welcomes its customers with an Amazon gift voucher worth Rs. 500. With this card, you can earn up to 3 Reward Points on every Rs. 100 you spend. Talking about its entertainment benefits, you can avail yourself of 1 complimentary movie ticket every month on Inox. Moreover, you get exclusive travel and lifestyle benefits, including complimentary airport lounge access, and up to a 15% discount on dining. There are lots of other benefits of the card that allow its customers to save more and more on their spends. To know more details about the Federal Bank Visa Signet Credit Card, keep reading the information given below:

Add to Compare

HDFC Bank Regalia Credit Card

Looking for a credit card with traveling & lifestyle benefits? If yes, you’ve come to the right place. The HDFC Bank Regalia credit card comes with various travel and luxury rewards. With annual charges of Rs 2,500, this card welcomes you with 2,500 bonus Reward Points. The card has several advantages across different categories such as lifestyle, travel, and dining. It is one of the most popular Credit cards by HDFC with all such benefits. To keep their promise of luxury & travel benefits, the HDFC Regalia Card provides you with free Airport Lounge Access within India as well as outside. You earn 4 Reward Points every time you spend Rs. 150 using the card and these points can be redeemed against an array of categories with a value of up to Re. 0.5 per point. Also, the card charges a very low foreign currency markup which makes it a best choice for the international transactions. The card comes with great dining benefits, 24X7 Concierge services and much more. To know more, read the HDFC Regalia credit card review and its details below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all