Amazon Pay ICICI Bank Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

Amazon Pay ICICI Bank Credit Card is a co-branded shopping credit card recently launched by ICICI Bank in partnership with Amazon India on the Visa payment platform. Just after its launch, it became one of the country’s favourite credit cards for online shoppers. Currently, it is considered one of the best credit cards out there for shopping in India, especially for Amazon shoppers and its Prime members. Initially, it was an invite-only offering, but now it is open to all. What makes the Amazon ICICI Credit Card popular is that it rewards you with cashback in the form of Amazon Pay balance. This credit card is even more rewarding for Amazon Prime members, as you can get as much as 5% cash back on purchases on Amazon, which, as you are probably aware, is the largest e-commerce website with nearly 17 crore products. Apart from Amazon Pay cashback, this card also offers several other benefits, like a 15% discount on dining bills at all restaurants participating in ICICI Bank’s Culinary Treats program. Want to learn about this credit card? Check out Card Insider’s review of the exclusive and highly beneficial Amazon Pay ICICI Bank Credit Card.

New Features

Spend Based Waiver

N/A


Interest Rates

3.5% – 3.8% per month or 42% – 45.6% per annum


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge is waived at all petrol stations across India.

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum fees of Rs. 300.

Movie & Dining

A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program


Travel

N/A


International Lounge Access

N/A

Rewards Rate

5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

Reward Points earned transferred to Amazon Pay balance at the end of the payment cycle. 1 Reward Point = Re. 1


Domestic Lounge Access

N/A


Zero Liability Protection

Cardholders won’t be liable for any unauthorized transaction made with the card post reporting the loss of card to the bank

Pros

This card is most useful to Amazon loyalist who fulfil their online shopping via Amazon. Enjoy 15% off at over 2,500 restaurants in India with the Culinary Treats Program of ICICI Bank. There is no max capping on the Amazon Pay balance that can be earned as cashback on your card.

Cons

This card is mainly for shopping with Amazon it does not provide other benefits like lounge access or entertainment benefits. If you shop on platforms other than Amazon then this card would not be most useful for you. If you prefer Flipkart over Amazon then check out the Flipkart Axis Bank Credit Card. The ICICI Amazon Credit Card offers a high reward rate of 5% on Amazon to Prime members, however, the reward rate on Amazon for non-Prime members is just 3%.

Similar Cards

Add to Compare

Axis Bank Pride Platinum Credit Card

Axis Bank Pride Platinum Credit Card is a token of respect for the Indian Armed forces. It comes with Indian Tricolor shades and a dedicated embossed line for the Indian Navy, Army, and Air force. It is one of the two offerings by Axis Bank that are exclusive for Indian defence personnel (the other one being the Pride Signature Credit Card). Pride Platinum Credit Card, a lifetime free card offers value-added benefits like discounted rates at partner restaurants and a fuel surcharge waiver. As far as the reward rate is concerned, you earn 4 EDGE Points for every Rs. 200 you spend using the card with each EDGE Point valued at Rs. 0.20 (effective reward rate of 0.4%). Keep reading to know more about this exclusive offering by Axis Bank.

View More
Add to Compare

SBI Shaurya Select Credit Card

The Shaurya Select SBI Credit Card comes exclusively for the people serving the nation by working in defense services, like Army, Navy, Paramilitary, and Airforce. It comes with a zero joining fee and charges a renewal fee of Rs. 1,499 every year from the second year. This renewal fee is waived off if you spend Rs. 1.5 lakhs or more in the previous year. Talking about its reward programs, you can earn up to 10 Reward Points on every Rs. 100 you spends and redeem your earned points against a wide array of options. Other than this, you get 1,500 bonus Reward Points every time you renew your card membership. Apart from Reward Points, the card provides you with great milestone benefits. You get a complimentary Pizza hut e-voucher on achieving the quarterly milestone spend and a gift voucher from Yatra/Pantaloons on achieving the annual spend milestone. Other than all this, you get complimentary insurance cover against personal accident, fuel surcharge waiver, zero liability protection, etc. To know more about the Shaurya Select SBI Card and its fees & charges, keep reading the article:

View More
Add to Compare

LIC Signature Credit Card

Life Insurance Corporation in association with Axis Bank offers a LIC Signature Credit Card. You can earn reward points on international and domestic transactions on this card. Besides shopping benefits, on this card, you can also enjoy the travel and insurance benefits. With this LIC Visa Signature credit card, you earn 2 reward points per Rs 100 spent on LIC premium payments and international spending and 1 reward point on every Rs 100 spent Moreover, you get complimentary airport lounge access to selected domestic airports in India. Taking about additional benefits of the LIC Signature Credit Card, you get exclusive insurance covers worth up to Rs. 1 Crore, a 1% fuel surcharge waiver on all fuel transactions, and zero liability protection against lost/stolen cards. To know more about this credit cards and its fees & charges, keep reading the article:

View More