American Express Platinum Travel Credit Card

Joining Fee: 3,500
Renewal Fee: 3,500
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: 10,000 Membership Rewards Points

Apply Now

Add to Compare

American Express is globally known for its range of premium credit cards, and the air mile benefits they offer. In India, American Express has only one offering in the travel category- The American Express Platinum Travel Credit Card, among the most premium AmEx Credit Cards. Earlier, they were also offering the Jet Airways Platinum Credit Card. However, the same was discontinued after the airline suspended its operations in 2019. As is evident from the name, It’s a travel credit card. It comes with attractive welcome benefits and plenty of milestone benefits in the form of Membership Rewards Points, which can be redeemed not just for travel-related expenses like booking air tickets, hotels, and cars on the Amex Travel Online portal but also for shopping vouchers at online shopping sites, e-vouchers on American Express’s online shopping portal, for offline shopping using INSTA rewards. You can even make credit card bill payments under Amex’s Cash + Points scheme. However, under the Cash + Points scheme, 1000 Membership Rewards Points are equivalent to Rs. 250. Apart from the welcome and milestone benefits, you also earn 2 Membership Rewards Points for every Rs. 100 spent using the card (with a few exceptions).

New Features

Spend Based Waiver

N/A

Interest Rates

3.5% per month

Add-on Card Fee

Nil up to 2 add-on cards, Rs. 1500/card thereafter.

Rewards Redemption Fee

Nil

Fuel Surcharge

No fuel surcharge at HPCL fuel stations for transactions of up to Rs. 5,000, 1% surcharge on transactions above Rs. 5,000

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

3.5% of the transaction amount subject to a minimum charge of Rs. 250.

Movie & Dining

Up to 20% discount at select restaurants.

Travel

Complimentary domestic airport lounge access per year and Priority Pass membership for international lounge access. Taj Expenses e-gift card and Taj Stay voucher as milestone benefits (read below for details)

International Lounge Access

Priority Pass Membership (lounge access program) with USD 99 annual fee waived off.

Rewards Rate

2 Membership Rewards Points for every Rs. 100 spent.

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Membership Rewards Points can be redeemed for online shopping vouchers, INSTA rewards for offline purchases, transfer to various flight and hotel loyalty programmes and for making credit card bill payments under the Cash + Points scheme.

Domestic Lounge Access

8 complimentary domestic lounge access per year (max 2 every quarter).

Zero Liability Protection

No liability on cardholder for fraudulent use provided the loss of card is reported within 3 days. Liability limited to Rs. 1000 if loss of card reported after 3 days.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

HDFC Platinum Times Credit Card

HDFC Platinum Times Card is branded as the “Entertainment Card” by the HDFC Bank that comes with several benefits related to movies, dining, and shopping. This co-branded initiative with the Times Internet was created to meet the lifestyle needs of the youth by assisting them in saving more and earning rewards by HDFC Bank. You get 10 reward points for every weekday dining spends of Rs 150 and 3 reward points for every spend of Rs 150. These reward points get redeemed through the product catalog by logging in to your net banking account. There are several additional benefits as well that this card offers. Read below to get detailed information about HDFC Platinum Times Card.

Add to Compare

BoB Eterna Credit Card

BOB Financial, which is a wholly-owned subsidiary of Bank of Baroda, last year added four new credit cards including the Eterna card to their diverse catalog of credit cards. It comes with a complimentary FitPass Pro membership and 10,000 bonus reward points as a welcome gift. The Eterna card, which is the premium-most offering by the bank comes with a host of benefits including unlimited free domestic lounge access, complimentary golf sessions/lessons, air accidental insurance cover worth Rs. 1 crore, and lots of other premium features. The card also offers a very good reward rate. You get 15 reward points / Rs. 100 on all online spends and on all travel, dining and movie spends. The foreign currency mark-up fee of 2% is also comparatively lower than most other cards. Read on for further information on the BoB Eterna Credit Card:

Add to Compare

ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card is the second most premium card offered by the bank, just after the ICICI Emeralde Credit Card. The Sapphiro is issued with a yearly fee of Rs. 6,500 and you can experience an array of privileges, attractive offers, and user-friendly features. The card comes with three variants – ICICI Bank Sapphiro AmEx Credit Card, ICICI Bank Sapphiro Visa Credit Card, and the Mastercard variant. However, only the Visa variant is being issued currently. The card is not only best for frequent travelers, but also for people who aim to have a card with maximum saving opportunities, entertainment benefits, and many more other advantages. With exclusive welcome benefits worth more than the joining fee, the ICICI bank aims to give a great start to your journey with this card. You get rewarded for almost every purchase you make using your ICICI credit card. Earlier, the cardholders were rewarded with Payback Points, but now the bank has replaced the Payback Program with the ICICI Rewards program and hence the cardholders will now earn ICICI Reward Points. Be it domestic/international purchases, utility bill payments, fuel purchases, or anything, you will save every time you spend. The Sapphiro credit card has a number of exciting features that you must know. Read on to get detailed information about the card:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all