YES Prosperity Rewards Plus Credit Card

  • Joining Fee: Rs. 399 + GST
  • Renewal Fee: Rs. 399 + GST
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Rs. 500 amazon voucher on a spend of Rs. 1000 within the first 30 days of card issuance.
Add to Compare

The YES Prosperity Rewards Plus Credit Card, which is a superior version of the YES Prosperity Rewards Credit Card, aims to add a touch of glamour to the lifestyles of its customers with all its benefits and exclusive offers. The card comes with a nominal joining fee of Rs. 399 and gives you several exciting rewards & offers. You get 4 Reward Points on every retail spend of Rs. 200, and for other spendings like tax payments and utilities, you get 2 Reward Points per Rs. 200. The card also gives you an opportunity to get your joining and renewal fee waived off on the basis of your spends. You can get accelerated Reward Points on making purchases through the YES cart. These Reward Points can be redeemed against various categories, including travel, dining, shopping, InterMiles, Club Vistara Points, etc., through the YesRewardz portal. With this card, you can also avail of great offers on travel, dining, shopping, etc., through YesPrivileges. Not only this, but the YES Prosperity Rewards Plus Credit Card has various advantages. To know all of them, keep reading the details given below:

New Features

Spend Based Waiver

Waiver of joining and renewal fee on the basis of the amount spent using the credit card.


Interest Rates

3.8% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100 on every redemption request.


Fuel Surcharge

1% fuel surcharge is waived off across all fuel stations in India.

Foreign Currency Markup

2.75% of the transaction amount


Cash Advance Charges

2.5% or Rs. 300 (whichever is higher)

Movie & Dining

N/A


Travel

N/A


International Lounge Access

N/A

Rewards Rate

For every retail spend of Rs. 200, cardholders will get 4 Reward Points, and 2 Reward Points for every Rs. 100 spent on tax payments, utilities, postal services, etc.


Golf

N/A


Insurance Benefits

In case of the accidental death of the primary cardholder, a credit shield cover is provided.

Reward Redemption

The reward points can be redeemed against a variety of products and vouchers available on the website.


Domestic Lounge Access

N/A


Zero Liability Protection

Zero liability of the cardholder against any inappropriate transaction that takes place if the card is lost or stolen and the same is reported to the bank within the prescribed time frame.

Pros

Low joining fee of Rs. 399. Waiver of joining and renewal fees on reaching milestone benefits.

Cons

No international or domestic lounge access is provided with this card. You won’t get any movie benefits along with this card.

Similar Cards

Add to Compare

Yes Bank Wellness Credit Card

A co-branded credit card, YES Bank Wellness Credit Card is a result of a collaboration between YES Bank and Aditya Birla Wellness Pvt Ltd. The Wellness credit card targets the self-care and general well-being of consumers. This credit card is a toned-down version of the YES Bank Wellness Plus Credit Card, which comes with a higher fee and greater benefits. The Wellness credit card provides comes various heath benefit offers such as complimentary health checkups, doctor consultation, and other lifestyle benefits. You get to redeem reward points across multiple categories using this card. You get 20 Reward Points per Rs 200 spent on Chemist/ Pharmaceutical stores and 4 Reward Points per Rs 200 spent on all other categories with this card.

View More
Add to Compare

IndusInd Intermiles Voyage Visa Credit Card

IndusInd InterMiles Voyage Visa credit card is a premium travel card that provides travel and lifestyle benefits. You get a 2,000 bonus InterMiles and a discount voucher of Rs. 750 on flight bookings and Rs. 1,500 on hotel bookings as a welcome benefit on this card. Furthermore, you also get 2,500 bonus InterMiles and a discount voucher of Rs. 500 on flight bookings and Rs. 1,000 on hotel bookings every year on renewal fee payment. With this credit card, you earn up to 3 intermiles on regular spends and 2x InterMiles on flight and hotel bookings on intermiles.com. This card does not only offers you travel benefits like a complimentary Priority Pass, but certain lifestyle benefits as well. You get 1+1 offers on movie ticket bookings on BookMyShow. There are several other benefits associated with this such as travel insurance, fuel surcharge waivers, concierge services, air accident cover, liability protection, auto assistance, etc. Read on to know more:

View More
Add to Compare

BPCL SBI Credit Card

Launched by SBI Card in partnership with BPCL, SBI BPCL Credit Card is a co-branded fuel credit. It is an entry-level offering and comes with a nominal membership fee of just Rs. 499 per annum. Being a fuel credit card, it provides a total value back of 4.25% (3.25% reward rate and 1% surcharge waiver) on fuel transactions at all BPCL stations. In addition to fuel benefits, you also get accelerated 5X Reward Points on spends on departmental stores, dining, movies and grocery categories. Since it is an entry-level credit card, you do not get any other value-added travel or lifestyle benefits. Although this card provides a lot of benefits in the essential category, you can also check out If, BPCL SBI Card Octane. Keep reading the article to learn more about this fuel credit card–

View More