HDFC Bank MoneyBack Plus Credit Card

Joining Fee: Rs. 500 (plus applicable taxes)
Renewal Fee: Rs. 500 (plus applicable taxes)
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 500 CashPoints

Apply Now

Add to Compare

The HDFC Bank MoneyBack Plus Credit Card can be regarded as a superior version of the HDFC MoneyBack Credit Card, that was issued earlier by the HDFC bank. Although both the MoneyBack cards come with a similar joining & annual fee (Rs. 500), the MoneyBack+ card provides a higher reward rate. With the MoneyBack Plus Card, for every spend of Rs. 150 you can earn up to 20 cash points. These CashPoints are redeemable against the card’s outstanding balance, product catalog, Airmiles, and several more options. Not only cashback, but you can also get gift vouchers that are worth up to Rs. 2,000 on reaching the stipulated spend milestones. Talking about the dining benefits that the card offers, you can enjoy a discount of up to 15% on dining across over 2,000 premium restaurants in the country. The HDFC MoneyBack Plus card allows its customers to save in a lot more ways, such as fuel surcharge waiver, spend-based annual fee waiver, etc. To understand the card’s features in detail, go through the complete HDFC MoneyBack Plus Credit Card Review given below:

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 50,000 or more in the previous year

Interest Rates

3.6% per month (or 43.2% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request

Fuel Surcharge

1% fuel surcharge waiver applicable on all fuel transactions

Foreign Currency Markup

3.5 % of the transacted amount

Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Movie & Dining

Up to 15% off on dining at over 2,000 premium restaurants.

Travel

N/A

International Lounge Access

N/A

Rewards Rate

2 CashPoints for every Rs. 150 you spend on retail purchases, 5X CashPoints per EMI spends at select merchants, 10X CashPoints on partner brands.

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

CashPoints redeemable for cashback, purchasing products, flight/hotel bookings via SmartBuy and partner airlines’ AirMiles

Domestic Lounge Access

N/A

Zero Liability Protection

No liability for the cardholder towards the transactions done on a lost/stolen card if the issue is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

LIC Platinum EMV Cards

LIC Platinum EMV Credit Card is a co-branded Visa card launched in collaboration with the Corporation Bank. The card comes with an in-built EMV feature to enhance security. This card charges zero annual fees from its customers on sign-up. In addition to this, the customers get 1 reward point on every Rs 150 spent using this card. The card offers a host of benefits to its customer’s such as accidental protection cover, credit liability, fuel surcharge waiver, and EMI facility. Read below to know more about the LIC Platinum EMV card’s features and offers.

Add to Compare

IRCTC BoB RuPay Credit Card

In collaboration with the Indian Railways Catering and Tourism Corporation (IRCTC), the Bank of Baroda has launched a co-branded credit card – IRCTC BoB RuPay Credit Card. The card was designed, keeping the requirements in mind of those people, who travel quite often through Indian Railways. This partnership will prove to be beneficial for all the BoB customers who use rail mode for traveling. Bearing a joining fee of Rs. 500, this card offers a plethora of rewards and benefits to its users. Not just for travel benefits, this card brings along a lot of benefits on grocery purchases, fuel expenses, etc. You can also convert transactions into EMI through IRCTC CoB RuPay Credit Card. To learn more about this offering by BoB keep reading.

Add to Compare

FABINDIA SBI Card

The FABINDIA SBI Card is a co-branded credit card issued by the State Bank of India in partnership with Fabindia. The card comes with a nominal joining fee of Rs. 499, and earns you a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn up to 5 Reward Points on every Rs. 100 you spend. The Reward Points can be converted into Fabfamily rewards and can be redeemed against shopping. Moreover, you get a gift voucher worth Rs. 750 from Aditya Birla Fashion / Bata / Yatra / Urban Ladder / Hush Puppies on achieving the milestone spend. To let you save more on this card, it gives you a chance to get your renewal fee waived off on the basis of your total annual spends. There are several more advantages of the FABINDIA SBI Card. To know all of them, keep reading the details given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all