PNB RuPay Select Credit Card

  • Joining Fee: Rs. 500
  • Renewal Fee: Rs. 750
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 300 bonus Reward Points.
Add to Compare

The PNB RuPay Select Credit Card is one of the popular basic credit cards issued by the Punjab National Bank. It comes with a joining fee of Rs. 500 and earns you 300 bonus Reward Points as a welcome benefit. The annual fee of the card is Rs. 750, but you can get it waived off easily just by using your credit card for a minimum of one retail transaction every quarter. So, you can easily make your PNB RuPay Select Card lifetime free from the second year. Coming to its reward program, the card earns you 2 Reward Points (1 Reward Point = Re. 0.5) for every Rs. 150 you spend. Moreover, you can earn double benefits in the first three months of your card membership as you earn accelerated reward points for the transactions you make in the first 90 days. To make your travel experiences more rewarding, the card comes with complimentary access to domestic airport lounges in India. Other than all this, more benefits of this credit card include complimentary insurance cover, fuel surcharge waiver, waiver of the annual fee, and many more. To understand all the advantages of this credit card and its detailed fees & charges, go through the complete article:

New Features

Spend Based Waiver

The annual fee of Rs. 750 can be waived off if you have used your card at least once every quarter.


Interest Rates

2.95% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 3,000.

Foreign Currency Markup

3.5% on all foreign currency transactions


Cash Advance Charges

2% of the withdrawn amount subject to a specific a minimum amount

Movie & Dining

Exclusive cashback offers on dining across several participating restaurants.


Travel

Complimentary airport lounge access.


International Lounge Access

4 Complimentary Airport Lounge Access

Rewards Rate

2 Reward Points on every spend of Rs. 150.


Golf

NA


Insurance Benefits

Complimentary insurance cover worth Rs. 10 lakhs against accidental death.

Reward Redemption

1 Reward Point = Re. 0.5 for redemption against various categories at the PNB Rewardz portal.


Domestic Lounge Access

2 complimentary domestic airport lounge access every quarter.


Zero Liability Protection

As a PNB Credit Cardholder, you won’t be liable for any fraudulent transactions made on a lost/stolen card once the loss is reported to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IDBI Winnings RuPay Select Credit Card

The IDBI Bank Winnings RuPay Select Credit Card is an entry-level credit card offered by the IDBI Bank. It comes with no joining fee and lets you earn 500 delight points and above in a month. Being an entry-level card, it has covered travel and insurance benefits, too, which makes it worth consideration. You also get four complimentary international lounge access and eight domestic lounge access in a year with the IDBI Winnings RuPay Credit Card. With this card, you get a chance to earn double delight points on all spendings in your birthday month.  Keep reading to know more about this card’s offerings and features.

View More
Add to Compare

HDFC Bank Diners Club Premium Credit Card

As suggested by the name, the HDFC Diners Club Premium Credit Card is a premium card issued by the HDFC Bank with exciting reward offers and travel benefits. The bank provides the card with a joining fee of Rs. 2,500 and a welcome benefit of 2,500 Reward Points. With this card, you get 4 Reward Points on every spend of Rs. 150 on retail purchases. These reward points can be redeemed against Air tickets/Hotel bookings, Air Miles, Product Catalogue, & Cashback. Hence, you get an opportunity to save on all these expenses by using your earned Reward Points. With a renewal fee of Rs. 2,500 only, the card has various exclusive benefits, such as complimentary airport lounge access every calendar year. The renewal fee can also be waived off if you spend Rs. 3 lakhs or more in the previous year. There are several other advantages of this card, such as insurance benefits across a variety of categories, zero liability protection, fuel surcharge waiver, etc. To know all about the HDFC Diners Premium Credit Card, its benefits, and fees & charges in detail, keep reading the information given below:

View More
Add to Compare

HDFC Bank Diners Club Black Metal Edition Credit Card

HDFC Bank has launched the new and exciting Diners Club Black Credit Card. This metal card is sure to outshine the HDFC Bank Diners Club Black Credit Card and compete with the INFINIA Credit Card. The Diners Club Black Metal Credit Card is loaded with features and is a premium credit card offering. From golfing benefits for the sportsman in you to a comfortable experience at airports with unlimited lounge access, there are so many advantages attached to this credit card. Whether it’s dining, travel or shopping, you can earn a good number of benefits with the Diners Club Black Metal Card. If that isn’t enough, there is more that will motivate you to go on the shopping spree you desire. You can get up to 10,000 Reward Points on spends of Rs. 4 lakh each quarter. If you’re considering upgrading from the Diners Club Black Credit Card, or if you’re in the market for a premium card like Infinia or Magnus, this card is definitely worth considering. Let’s take a closer look at all the important details related to this card.

View More